Clearwater Homes under $400,000

Clearwater Homes under $400,000

Welcome to Clearwater, Florida—a picturesque coastal gem nestled in Pinellas County, renowned for its stunning beaches, vibrant arts scene, and a warm community spirit. Clearwater boasts an enviable location along the Gulf of Mexico, offering residents and visitors alike the chance to bask in year-round sunshine, indulge in water sports, and explore the scenic coastline.

For those seeking an affordable slice of paradise, Clearwater presents an array of homes under $400,000. Whether you’re a first-time homebuyer, a retiree looking to downsize, or an investor seeking rental opportunities, Clearwater’s real estate market caters to diverse needs and preferences. From charming single-family homes in friendly neighborhoods to cozy condos with breathtaking views, you’ll find a variety of options that fit your budget without compromising on quality.

Living in Clearwater means enjoying a vibrant lifestyle, with access to world-class attractions such as the Clearwater Marine Aquarium, the famous Pier 60, and a plethora of dining and shopping options. The city is also known for its exceptional schools and family-friendly parks, making it an ideal place to raise children or enjoy a peaceful retirement.

With its charming atmosphere, beautiful surroundings, and homes that won’t break the bank, Clearwater is a city where dreams come true. Explore the possibilities of homeownership in this enchanting locale, and discover why so many people are proud to call Clearwater home. Your perfect home awaits in this sunny paradise!

Newest Clearwater Homes under $400,000

2228 Swedish Drive Unit 22, Clearwater
$285,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to On Top of The World, a premier 55+ Active Community. This beautiful & spacious 2 bedroom/ 2 bathroom condo is one of the largest units in the community at 1,740 sf. This condo is ideal for someone who is transitioning from a single family home or anyone looking for EXTRA SPACE and STORAGE. You will find closets and storage everywhere: there is a good size closet at the entry way; there is a large WALK-IN STORAGE closet in the hallway; there is a linen closet in the hallway; the master bedroom has a HUGE WALK-IN CLOSET and a 2nd closet; the 2nd bedroom has a large WALK IN CLOSET; there is a large Laundry Room with loads of storage cabinets; and there is a community storage closet. The spacious living room is accented with gleaming Brazilian Cherry wood floors. The large EAT-IN kitchen has endless possibilities: it can also double as a family room, a dining room, or an office space. Enjoy your morning coffee and meals with peaceful pond views out the large Bay window. You will love the gorgeous Travertine floors that make cleaning a breeze. As an added convenience, this is one of the newer buildings that has a full INSIDE LAUNDRY ROOM equipped with HOA approved hookups, a washer & dryer, and lots of storage cabinets. Some updates include newer DOUBLE PANE WINDOWS, NEW A/C system in 2024, and a newer hot water heater. On Top of The World has over 100 clubs and activities. There are two activity centers and two private GOLF courses with 9 and 18 holes, free exclusively for residents & owners. There are two HEATED swimming pools to enjoy all year. The remodeled Cardio Gym is a state-of-the-art fitness center with the latest exercise equipment complete with spinning classes, yoga, and more. There are hobby studios including a wood shop, a computer lab, Billiards room, and card rooms. The grand ballroom hosts live music, entertainment, and events. There is also horseshoes, shuffle board, tennis courts, pickle ball, walking trails, bike storage, kayak storage & launch area. Enjoy some take & bake meals and snacks at the on-site Good Karma Café’. Your four legged friends will love the fenced Dog Park with benches. This is a VERY FRIENDLY PET community and one of the only 55+ communities that allows for multiple pets and LARGE DOGS. This community offers the security and comfort of being situated on one of the highest points in Pinellas County and is in a NON-FLOOD & NON-EVACUATION zone, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history. This great location is close to the Best Beaches and State Parks including the Sugar Sands at Clearwater Beach, Honeymoon Island, the charming towns of Tarpon Springs, Dunedin and Safety Harbor. There are excellent Shopping and Dining options all around and it provides easy commuting to Tampa, St. Petersburg, Airports. Whether you’re looking for a year-round residence or a seasonal retreat, this condo has everything you need for an enjoyable and comfortable lifestyle.

2228 Swedish Drive Unit 22, Clearwater

3266 Pine Haven Dr, Clearwater
$379,000
3 Beds ⋅ 2 Baths ⋅ Countryside Tr 5 SubDv. ⋅ 33761 Zip Code
**BRAND NEW ROOF!!** Welcome to 3266 Pine Haven Drive in Clearwater, Florida! This freshly painted, move-in-ready **3-bedroom, 2-bathroom single-family home** offers 1,122 square feet, a 1-car garage, private screened-in lanai, and fully fenced backyard in the desirable Countryside area of Clearwater. With a **NEW 2026 ROOF, WeatherTie PGT Winguard impact storm windows & storm door installed in 2021, and newer stainless steel appliances**, this home combines valuable updates with an exceptional Tampa Bay location! Step inside to discover a bright, freshly painted interior featuring easy-care tile flooring and carpet in two bedrooms. The seller is offering a **$500 carpet allowance** so the buyer can personalize the flooring! Additional features include a convenient laundry room, garage, storage space, 2016 A/C system, front storm door, and fresh paint throughout the interior and garage. Built in 1979 with durable concrete block construction on a slab foundation, this Clearwater home offers practical features and everyday comfort. Enjoy Florida's indoor-outdoor lifestyle from your **private screened-in lanai**, perfect for morning coffee or relaxing evenings. The backyard features a white PVC privacy fence, creating an inviting outdoor retreat for entertaining, gardening, or pets. **LOCATION, LOCATION, LOCATION!** Situated in Clearwater's popular Countryside area, this home is just **3 blocks from the Duke Energy Trail** for walking, jogging, and cycling. Countryside Mall is only 2.3 miles away, **Honeymoon Island State Park and Beach just 6 miles**, world-famous Clearwater Beach approximately 11.8 miles, and Tampa International Airport 16 miles away. Conveniently located near **Curlew Creek Elementary, Palm Harbor Middle, and Countryside High School**. Whether you're searching for a **3-bedroom Clearwater home, a single-family home near Countryside Mall, or a Clearwater property with a new roof and private fenced backyard**, 3266 Pine Haven Drive offers an excellent combination of location, updates, and Florida lifestyle. **NEW 2026 ROOF WITH NEW WARRANTY! 2021 STORM WINDOWS WITH 10-YEAR WARRANTY! FRESH PAINT! SCREENED LANAI! PRIVATE FENCED BACKYARD!** Don't miss this opportunity to own a home in Clearwater's desirable Countryside area. **Schedule your private showing today!**

3266 Pine Haven Dr, Clearwater

2616 Cove Cay Drive Unit 906, Clearwater
$214,900
1 Beds ⋅ 2 Baths ⋅ Cove Cay 26-16 Village I SubDv. ⋅ 33760 Zip Code
BREATHTAKING 9TH-FLOOR WATER VIEWS IN THE DESIRABLE COVE CAY COMMUNITY! Experience the beauty of waterfront living in this spacious 1-bedroom, 1.5-bathroom condo located in Clearwater's sought-after, 24-hour guard-gated Cove Cay community! Perched on the 9th floor, offers beautiful water views, a generously sized primary bedroom, and the opportunity to enjoy Florida's resort-style lifestyle every day! Updates include a remodeled kitchen with real wood-slow close cabinets, quartz countertops, upgraded laminate flooring, new HURRICANE RATED WINDOWS AND DOORS, and remodeled bathroom, this unit is move in ready!! One of the standout features of this condo is its EXPANSIVE PRIMARY BEDROOM, thoughtfully enlarged by incorporating the former balcony/lanai space into the interior living area. This unique layout provides additional bedroom space while allowing you to enjoy beautiful water views from the comfort of your home. The spacious floor plan also features a half bath, offering added convenience for everyday living and visiting guests. Upgraded windows further enhance this inviting waterfront retreat. Beyond your front door, discover the exceptional lifestyle that makes Cove Cay one of Clearwater's most desirable waterfront communities! This 24-hour guard-gated community offers a scenic 18-hole public golf course, waterfront marina with boat, jet ski, and kayak rentals, and on-site dining options. Residents can also enjoy community amenities including a swimming pool, hot tub, and fitness facilities. Whether you enjoy golfing, boating, relaxing by the pool, or simply taking in the beautiful surroundings, Cove Cay offers something for everyone! Conveniently located near shopping, restaurants, entertainment, and Clearwater's stunning Gulf beaches, this community offers the perfect combination of peaceful waterfront living and everyday convenience. Whether you're looking for a full-time residence, seasonal retreat, or your own piece of Florida paradise, this 9th-floor condo offers a rare combination of generous living space, beautiful water views, and resort-style surroundings! Don't miss your opportunity to make Cove Cay your home. Schedule your private showing today! Buyer and Buyer's Agent to verify all information, including square footage, community amenities, fees, and restrictions.

2616 Cove Cay Drive Unit 906, Clearwater

2333 Feather Sound Drive Unit A310, Clearwater
$125,000
1 Beds ⋅ 2 Baths ⋅ Crystal Bay Condos SubDv. ⋅ 33762 Zip Code
Welcome to easy Florida living in the desirable Crystal Bay community of Feather Sound! This 1-bedroom, 1.5-bath condo offers the perfect combination of comfort, convenience, and resort-style amenities. Enjoy your morning coffee or unwind in the evening on one of two private balconies, offering plenty of opportunities to enjoy the Florida sunshine. The spacious bedroom features a walk-in closet and a private balcony, while the additional half bath offers extra convenience for guests. In-unit laundry adds everyday ease, and an assigned parking space makes coming home a breeze, with plenty of additional guest parking throughout the community for visiting friends and family. Crystal Bay offers an impressive selection of amenities, including a sparkling swimming pool, fitness center, library, new spa rooms, tennis and basketball courts, and a stunning poolside outdoor kitchen and grill, all surrounded by a beautiful golf course setting. The monthly condo fee covers building and flood insurance, water, sewer, trash, cable, internet, common-area maintenance, recreational facilities, landscaping, outdoor pest control, and on-site management, making everyday living that much easier! The community has also undergone extensive improvements, including new roofs, fresh exterior paint, upgraded fire safety equipment, new common-area A/C units, and newly tiled and paver-resurfaced pools and saunas. Ideally located just minutes from St. Pete-Clearwater International Airport (PIE), with easy access to Tampa, downtown St. Petersburg, shopping, dining, and the Gulf beaches. Whether you're looking for a full-time residence or a Florida getaway, this condo offers a fantastic opportunity to enjoy the best of the Tampa Bay lifestyle!

2333 Feather Sound Drive Unit A310, Clearwater

18675 Us Highway 19  N Unit 485, Clearwater
$119,900
2 Beds ⋅ 2 Baths ⋅ Bay Aristocrat Village Mobile Home Park Unrec SubDv. ⋅ 33764 Zip Code
Welcome to Bay Aristocrat Village, a 55+ resident-owned cooperative community in Clearwater, Florida! This 1970 double-wide Mobile Home offers 2 bedrooms, 2 bathrooms, and 912 square feet of living area, along with a Florida room, covered carport, and additional storage space. Inside, the home features a comfortable living room, separate dining area, and kitchen equipped with a gas cooktop, range, refrigerator, microwave, and dishwasher. The primary bedroom includes an en-suite bathroom and built-in closet. Additional features include a membrane roof-over, mini-split air conditioning, washer and dryer, and a storage shed. The property is being offered unfurnished. Located on a non-waterfront lot, this home provides an opportunity to enjoy the amenities and lifestyle of Bay Aristocrat Village without the cost typically associated with direct waterfront properties. Residents enjoy a heated community pool and spa, clubhouse, shuffleboard courts, recreational facilities, fishing areas, and a community boat ramp with access to Tampa Bay. The monthly community fee is $360 and includes water, sewer, trash collection, grounds maintenance, and use of community recreational facilities. Conveniently located near shopping, dining, healthcare facilities, area beaches, and two international airports. Cash purchase only. Community approval is required. Contact the community office regarding ESA pets. Corporate ownership, LLCs, and partnerships are prohibited. No seller financing available.

18675 Us Highway 19 N Unit 485, Clearwater

2080 Butternut Circle, Clearwater
$380,000
2 Beds ⋅ 2 Baths ⋅ Charter Oaks SubDv. ⋅ 33763 Zip Code
BEAUTIFULLY RENOVATED, FULLY FURNISHED, NO HOA, AND MINUTES FROM CHARMING DOWNTOWN DUNEDIN! Discover the perfect blend of modern comfort, effortless style, and relaxed Florida living at 2080 Butternut Circle W in desirable Clearwater. Thoughtfully renovated and offered fully furnished, this charming 2-bedroom, 2-bathroom residence with a 1-car garage presents an exceptional opportunity for those seeking a move-in-ready home, seasonal retreat, or investment property. This beautifully updated residence features an impressive collection of improvements that enhance both its appeal and functionality. Notable updates include a roof (2019), HVAC system (2020), water heater (2018), windows and doors (2023), Hardie board siding (2023), and fencing (2023). Designed to embrace Florida’s sought-after indoor-outdoor lifestyle, the spacious screened lanai provides a wonderful extension of the living area, perfect for entertaining guests, enjoying morning coffee, or simply unwinding. Beyond the lanai, an expansive, fully fenced backyard offers privacy and versatility, with ample room for outdoor gatherings, pets, gardening, or creating your own tropical retreat. Situated on a generous 0.17-acre lot with NO HOA, this property offers added flexibility without association fees. LOCATION, LIFESTYLE, AND THE IRRESISTIBLE CHARM OF DOWNTOWN DUNEDIN! Just minutes from one of Tampa Bay’s most beloved coastal destinations, enjoy the vibrant atmosphere and unique character of Downtown Dunedin. Explore an exceptional collection of locally owned boutiques, sidewalk cafés, acclaimed restaurants, craft breweries, art galleries, and specialty shops. Experience lively farmers markets, live entertainment, art festivals, seasonal celebrations, and year-round community events that give Dunedin its distinctive small-town charm. Outdoor enthusiasts will appreciate the nearby scenic Pinellas Trail, picturesque waterfront parks, and Dunedin Marina, where breathtaking sunsets provide the perfect backdrop for an evening stroll. Spend the day exploring the natural beauty of Honeymoon Island State Park and Caladesi Island, renowned for their pristine beaches and sparkling Gulf waters. From waterfront dining and weekend brunches to boating, biking, shopping, and coastal adventures, the Dunedin lifestyle offers something special for everyone. Adding to its appeal, this desirable Clearwater location provides convenient access to the world-famous sugar-sand shores of Clearwater Beach, vibrant Downtown Clearwater, shopping, entertainment, and two major airports, including Tampa International Airport and St. Pete-Clearwater International Airport. Whether envisioned as a full-time residence, an elegant Florida getaway, or an investment opportunity, this beautifully renovated and fully furnished home delivers an exceptional combination of comfort, convenience, flexibility, and coastal charm. MORE THAN JUST A HOME—IT’S AN OPPORTUNITY TO EXPERIENCE THE VERY BEST OF CLEARWATER AND DUNEDIN LIVING! With thoughtful renovations, an expansive fenced backyard, no HOA, and an enviable location near some of the Gulf Coast’s most desirable destinations, this move-in-ready gem is ready to welcome its next owner. Simply bring your suitcase, settle in, and start enjoying the Florida lifestyle!

2080 Butternut Circle, Clearwater

2013 Forest Drive, Clearwater
$375,000
2 Beds ⋅ 2 Baths ⋅ Greenbriar SubDv. ⋅ 33763 Zip Code
Pride of Ownership Shines | Beautifully Maintained Clearwater Home | Impact Windows | Community Pool From the moment you arrive at 2013 Forest Drive, you’ll immediately notice the pride of ownership that has gone into this beautifully maintained 2-bedroom, 1.5-bath home. From the meticulously cared-for landscaping to the inviting interior, this is a home that has truly been loved. Step inside and enjoy a comfortable, welcoming floor plan highlighted by a remodeled kitchen featuring granite countertops, attractive cabinetry, and plenty of space for everyday living and entertaining. One of the home's major advantages is the addition of impact-resistant windows, providing extra protection, energy efficiency, and peace of mind. Outside, the beautifully maintained landscaping creates impressive curb appeal, while a deep well provides water for the landscaping, helping reduce the expense of keeping the property looking its best. In the rear of the home, the screened patio provides the perfect place to enjoy your morning coffee, relax with a good book, or unwind at the end of the day while enjoying Florida's year-round outdoor lifestyle. When it's time to cool off, take advantage of the community clubhouse and swimming pool—perfect for enjoying those warm Florida days, meeting neighbors, and taking advantage of the community lifestyle. Meticulous landscaping. Impact windows. Remodeled kitchen. Screened outdoor living. Community amenities. This is more than just a house—it's a home that reflects years of care and pride of ownership. Schedule your private showing and come see why 2013 Forest Drive deserves to be at the top of your list.

2013 Forest Drive, Clearwater

1001 Pearce Drive Unit 302, Clearwater
$145,000
1 Beds ⋅ 2 Baths ⋅ Seville Condo 2 SubDv. ⋅ 33764 Zip Code
Virtually Staged. Beautifully renovated and move-in ready! Welcome to 1001 Pearce Drive #302, a spacious third-floor condominium offering 1,048 square feet of updated living space in Clearwater's established Seville community. This beautifully maintained residence features an oversized primary bedroom, 1 full bathroom, an additional half bathroom, two separate living spaces, a private balcony, and assigned covered parking. With elevator access and no neighbors above, this condo offers comfortable, low-maintenance Florida living. Step inside to discover a bright, inviting interior featuring beautiful flooring, neutral finishes, plantation shutters, and abundant natural light. The thoughtfully designed floor plan offers a spacious living room, along with a separate dining area that provides additional flexible living space. The beautifully renovated kitchen features warm wood shaker-style cabinetry, quartz countertops, stainless steel appliances, modern black hardware, recessed lighting, a built-in wine rack, and generous cabinet storage. The oversized primary bedroom measures approximately 12'2" x 20'8", providing plenty of room for a king-size bed, additional furnishings, and a comfortable sitting area or home office. A large cedar-lined walk-in closet offers exceptional storage space, while the beautifully updated en-suite bathroom features a modern vanity, attractive tilework, and a spacious walk-in shower with a frameless glass enclosure. An additional updated half bathroom provides convenience for guests. Sliding glass doors from the living room lead to a private balcony overlooking mature trees and landscaped grounds, creating a peaceful outdoor retreat. The Seville community features mature landscaping, ponds, fountains, a heated swimming pool, fitness center, shuffleboard courts, billiards room, card room, playground, park area, and community gathering room with a kitchen. Seville Building 2 welcomes residents of all ages and is designated as a no-pet building. The monthly condominium association fee includes cable TV, internet, water, sewer, trash collection, grounds maintenance, pool maintenance, and recreational amenities. Ideally located near Gulf-to-Bay Boulevard and US Highway 19, this Clearwater condo offers convenient access to Clearwater Mall, Costco, Publix, shopping, dining, medical facilities, and entertainment. Downtown Clearwater, Dunedin, St. Petersburg, Tampa, Tampa International Airport, and St. Pete-Clearwater International Airport are all within easy driving distance. World-famous Clearwater Beach and the beautiful Gulf beaches are just a short drive away. Whether you're looking for a full-time residence or seasonal Florida getaway, this beautifully updated condo offers an exceptional combination of generous living space, modern finishes, convenient amenities, and a desirable Clearwater location. Schedule your private showing today!

1001 Pearce Drive Unit 302, Clearwater

Start Your Search

How much is your home worth?

Get instant property value now!