Palm Harbor Homes with Lake Front Water Frontage

Palm Harbor Homes with Lake Front Water Frontage

Welcome to Palm Harbor, Florida – a hidden gem nestled in the heart of Pinellas County! Known for its stunning landscapes, vibrant community, and idyllic waterfront living, Palm Harbor is the perfect place to call home. With its picturesque views and warm sunshine, this charming city offers a lifestyle that is both relaxed and invigorating.

One of the most sought-after features of Palm Harbor is its exquisite homes with lakefront and waterfront frontage. Imagine waking up each morning to the gentle sounds of water lapping against the shore, with a breathtaking view of the sun rising over the tranquil lake. These properties not only provide a serene escape but also offer ample opportunities for outdoor activities such as kayaking, fishing, and nature walks.

Palm Harbor boasts a rich culture and an array of amenities that cater to all lifestyles. From quaint boutiques and delicious dining options to lush parks and recreational facilities, there’s something for everyone. The historic downtown area offers a delightful mix of local shops and eateries, while the nearby beaches provide endless opportunities for sun-soaked fun.

Families will appreciate the highly-rated schools and community events that foster a strong sense of belonging. Whether you’re looking to raise a family, retire in peace, or simply enjoy the vibrant community, Palm Harbor has it all.

Discover the beauty of waterfront living in Palm Harbor, where your dream home awaits. Experience the tranquility and charm of this remarkable city, and let the serene lakeside lifestyle enhance your everyday life. Welcome home to Palm Harbor – where every day feels like a vacation!

Newest Palm Harbor Homes with Lake Front Water Frontage

$469,900
3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor’s premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. Two additional spacious bedrooms offer walk-in closet space, providing plenty of room for guests, an office, hobbies, or additional storage. The major improvements have already been taken care of, including a BRAND-NEW 2026 ROOF, NEW 2025 HVAC, NEW 2025 HOT WATER HEATER, hurricane-impact windows, and brand-new rain gutters being installed prior to closing! The home has also recently passed a 4-point inspection and is situated high and dry in a non-flood zone, offering added peace of mind. Beyond the home, enjoy everything Highland Lakes has to offer for an incredibly affordable HOA fee of just $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, clubs, entertainment, and a full calendar of social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf-cart-friendly streets add even more convenience to everyday life. Located just minutes from the Gulf beaches, outstanding shopping and dining, top-rated healthcare, professional sports, two international airports, and a cruise port, this exceptional home offers the perfect combination of modern updates, spacious living, and an active Florida lifestyle. Come discover all that this wonderful home and Highland Lakes have to offer!

3972 Tarpon Pointe Circle, Palm Harbor
$1,150,000
4 Beds ⋅ 4 Baths ⋅ Presidents Landing Ph 3 SubDv. ⋅ 34685 Zip Code
Virtually Staged. Roof 2020, A/C 2026. No CDD and mandatory flood insurance is not required. Welcome to the highly desirable GATED community of Presidents Landing, where you’ll find this beautifully appointed one-story, 4 bedroom, 3 bath executive home offering 3,198 square feet, a dedicated home office, 3-car garage, caged private pool with a heated spa, and a peaceful conservation pond setting. From the moment you arrive, mature landscaping, a decorative designed walkway, accent lighting, impressive portico, and double entry doors create a memorable first impression. Inside, architectural details include tray ceilings, crown molding, arched doorways, plantation shutters, and luxury vinyl plank flooring throughout the main living areas. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, a large center island, built-in appliances, abundant cabinetry, and a walk through butler’s pantry with additional storage, wine rack, and stemware storage. The adjoining breakfast area opens to the family room, complete with a fireplace, media niche, and sliding doors overlooking the pool and lanai. Step outside to your own private Florida retreat. The screened pool and spa overlook a tranquil conservation pond and feature a Pebble Tec finish, saltwater system, upgraded spa heater, expansive paver decking, and outdoor surround sound, creating an ideal setting for entertaining, relaxing, or enjoying Florida living year round. Residents of Presidents Landing enjoy exclusive amenities including a private boat ramp, docks, and park on Lake Tarpon, along with access to the larger Lansbrook community parks, walking trails, playgrounds, and sports facilities. Conveniently located near top-rated schools, shopping, dining, golf courses, and Gulf Coast beaches. A neighborhood YMCA is nearby and local county parks! Schedule your private showing and experience everything this gorgeous home has to offer!

3921 Arlington Drive, Palm Harbor
$219,000
2 Beds ⋅ 2 Baths ⋅ Crystal Lake Condo SubDv. ⋅ 34685 Zip Code
One or more of the photos have been virtually staged. Beautiful, peaceful pond views welcome you to this 2-bedroom, 2-bath second-floor end-unit condo. This open floor plan features higher ceilings, creating a spacious and inviting feel throughout the main living areas. The front screened-in lanai provides a wonderful place to relax while enjoying the tranquil pond setting and soothing view of the water fountain. The lanai also features a convenient storage room. The kitchen has been updated with stone countertops, a stylish backsplash and updated lighting, and offers a separate eat-in area. The spacious primary bedroom features an ensuite bath with dual sinks and walk-in closets. The second bedroom also offers a walk-in closet. A separate laundry room includes a full-size washer and dryer. The A/C was updated in 2021, and the hot water heater was replaced in 2022. Enjoy convenient access to the East lake YMCA, featuring a modern fitness center, group exercise classes, aquatics and water aerobics, tennis courts, personal training, a gymnasium and a variety of recreational programs for all ages. Lansbrook Golf Course is also a short walk away, along with grocery stores, restaurants and shopping. Lower HOA fees include water, sewer and trash. This condo offers a peaceful pond setting, higher ceilings, desirable amenities and a convenient location close to everyday necessities

3380 Crystal Court E Unit P, Palm Harbor
$435,800
2 Beds ⋅ 2 Baths ⋅ Salem Square SubDv. ⋅ 34685 Zip Code
Step into your personal paradise where this end unit Villa offers a water view as well as privacy, comfort & style. A 2 Bedroom [plus a flex 3rd room for office, BR, or your choice], 2 Bath, 2 car garage home that has had extensive remodeling since 2017 including HVAC system [2025]; PGT premium hurricane-rated windows for most building exterior windows [2018]; wood-look tile floors throughout; custom window treatments [some with black-out feature]; custom open Kitchen with 42" cabinets, glass backsplash, soft-close drawers, granite countertops, deep granite sink, island with storage, pull-out corner cabinet, cooktop with hood, under-cabinet lighting, plus more to see. All appliances to remain. Also: Home has soaring ceilings in most rooms; Primary BR has extra built-in closet in addition to a WIC with custom door and slider to lanai; both Baths have custom cabinets & quartz countertops; primary Bath completely remodeled with tiled floor, enclosed lavatory, cabinets with double sinks & decor lighting, French drain in shower; most Villa doors redone including front door and 2 screen doors; inside laundry room with sink; garage has built-in cabinets, epoxy floor, fan, extra lighting, water softener, insulated door; Lanai is enclosed with roof, 2 skylights, newer windows with 4 screens in center, wood-look tile floor continuing from inside, 2 lighted fans. Builder feature to enjoy morning beverage to read ortake in some fresh air: Atrium with Simonton Impact Glass Sliding Door [2018], epoxy floor, screened ceiling. So much updating has been done for this bright, immaculately maintained Villa that even includes custom lights, lighted ceiling fans, light switches and outlets. Enclosed 'Front' Porch enters at side of Villa. Salem Square has it's own pool and is in a gated section of Ridgemoor where you may take advantage of the gorgeous views of nature as you have your morning walks or make use of the playground and tennis courts.

Palm Harbor
$199,900
Lake Highlands Estates SubDv. ⋅ 34683 Zip Code
Vacant lot in Highland Lake Estates to build your dream home overlooking Highland Lake. Please see attached survey. The lot for sale is lot 89

2242 Casa Vista Drive, Palm Harbor
$1,125,000
5 Beds ⋅ 4 Baths ⋅ Juniper Bay Ph 2 SubDv. ⋅ 34685 Zip Code
Are you ready for the Holidays at Home this year? We have a move-in ready, picture perfect home that is ready for the festivities! Welcome to 3626 Justin Drive in Juniper Bay of the gorgeous Palm Harbor, Florida Lake Tarpon access development of LANSBROOK. This is a fantastic EXECUTIVE HOME that has been thoughtfully and recently updated inside and out, with expansive spaces that beckons those who love entertaining and those who seek privacy - the best of both worlds! Thoughtful recent owner investments include a BRAND NEW ROOF, new LVP flooring throughout (no carpet in house), new sod, and landscaping refresh. For those who love to cook…Luxury kitchen upgrades include all new Samsung appliances, a vent hood, and a gas range (current owners plumbed kitchen, plus the dryer and water heater for GAS…). Rinnai tankless water heater recently purchased and installed. Under sink Reverse osmosis filtration system and Brand new gas heater for spa, too! The list of investments is extensive -please request the list… The layout of this Nohl Crest built home is the always popular and very comfortable three way split floor plan with great first floor living spaces (4 bedrooms and 3 full baths), a separate home office, a walk in pantry and an upstairs bonus space that is legitimately a fifth bedroom suite that includes a full bathroom and closet. It is wonderful as a flex space - whatever your lifestyle calls for! With a fully fenced in yard (lot is almost 1/2 acre!), a lovely covered lanai, an outdoor kitchen with gas grill and covered pergola, gorgeous updated pool and heated spa (perfect for hot tub time during the Holidays!). Lansbrook is a very special, beautifully landscaped development with LAKE TARPON access, parks / playgrounds and lots of nature! The shade trees and land reserved for conservation are truly magnificent - especially when located within a 30-40 minute drive of the most gorgeous beaches and spectacular city amenities that include sports teams, great theatre and restaurants, along with one of the best airports (we think the best ;)) in the Country at Tampa International Airport. Truly, an Executive “resort” Florida home that embraces all the finest of Florida living!

3626 Justin Drive, Palm Harbor
$425,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to this spacious and well-maintained 2-bedroom, 2-bath home in the highly sought-after 55+ community of Highland Lakes! This home offers over 1,700 heated square feet of living space, a flexible office that could also serve as a third bedroom, and plenty of room to make it your own. Nestled on a quiet cul-de-sac with no through traffic, the property features an oversized, nearly quarter-acre lot. Inside, you'll find a versatile floor plan with both a formal living room and a comfortable family room, along with a large Florida room overlooking the spacious backyard. The generously sized primary suite offers plenty of room for a king-size bedroom set, a walk-in closet, an additional built-in closet, and a private en-suite bath with a walk-in shower. The split-bedroom layout provides privacy for guests, with the second bedroom located on the opposite side of the home and conveniently positioned near the hall bath with a tub/shower combination. A 2021 ROOF and location in a non-flood and non-evacuation zone provide added peace of mind. And then there's the Highland Lakes lifestyle! With an incredibly affordable HOA fee of only $164 per month, residents enjoy unlimited FREE golf on three private executive courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, clubs, and countless social activities at the vibrant clubhouse. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf cart-friendly streets make enjoying the community even easier. Ideally located just minutes from beautiful Gulf beaches, shopping, dining, healthcare, professional sporting venues, two international airports, and a cruise port, this home offers an incredible opportunity to enjoy the best of the Florida lifestyle. This home is ready for your personal touch - come see all this wonderful home and exceptional community have to offer!

1745 Dugall Court, Palm Harbor
$300,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Exceptional value in highly sought after Highland Lakes! This beautifully remodeled 2-bedroom, 1.5-bath, 1 car garage single family home is ideally situated on a desirable oversized corner lot in one of Florida’s premier 55+ communities. The home offers a fresh, modern feel with new windows, new interior and exterior paint, Completely remodeled kitchen with brand new cabinetry, quartz countertops, stainless steel appliances, updated lighting, and laminate wood flooring throughout. The beautiful fully remodeled bathrooms feature new tile, faucets, finishes, and fixtures. A spacious enclosed Florida room with air conditioning provides additional living space and the perfect spot to relax or entertain. Major updates include a newer A/C system installed in 2024 and a new electrical panel installed in 2023. Highland Lakes offers an exceptional resort-style lifestyle. Residents enjoy an impressive array of amenities, including lighted tennis and pickleball courts, two sparkling pools, shuffleboard courts, a clubhouse with fitness center and auditorium, and exclusive access to the Lake Tarpon Lodge featuring a boat ramp, dock, and community pontoon boats for enjoying beautiful Lake Tarpon. With its extensive amenities, active social atmosphere, and Florida lifestyle, Highland Lakes is a wonderful place to call home. Move-in ready, beautifully updated, and packed with desirable upgrades, this is one you won’t want to miss!

2950 Curling Court, Palm Harbor
$395,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. A MUST SEE! Beautifully updated and move-in ready with a charming cottage feel, this 2-bedroom, 2-bath home is nestled in Palm Harbor’s premier 55+ golf community of Highland Lakes. Freshly landscaped and thoughtfully updated, the home welcomes you through an elegant glass front door into a bright, open-concept living space filled with natural light. Fresh modern interior paint, chair rail accents, new fans and fixtures, updated door hardware, and smooth ceilings (no popcorn!) add to the home’s timeless appeal! The spacious Florida room offers peaceful, private green views through hurricane-impact windows and opens through double glass doors to a fully enclosed lanai, not included in the living square footage, providing additional space for relaxing or entertaining. The oversized 1-car garage is truly exceptional, featuring BRAND-NEW epoxy flooring, freshly painted walls, a BRAND-NEW exterior garage door, and a BRAND-NEW mini-split AC system that keeps the space ice cold year-round—perfect for a workshop, hobby space, or additional storage! The beautifully updated kitchen features quartz countertops, solid wood cabinetry, a large pantry, tray ceiling, and a bright eat-in dining nook. The generous primary suite offers a BRAND-NEW renovated walk-in shower, BRAND-NEW vanity with stone countertop, spacious walk-in closet, and an additional built-in closet for plenty of storage. MAJOR updates include a 2019 HVAC system, 2018 electrical panel, hurricane-impact windows, and a cost-saving deep well. Situated in a non-evacuation, high-and-dry zone, this home offers added peace of mind. Highland Lakes offers an exceptional active 55+ lifestyle with a remarkably low HOA fee of just $164/month, including unlimited FREE golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and an array of social activities. Residents also enjoy the lakeside lodge on Lake Tarpon, complete with a private boat ramp, fishing pier, and community pontoon boats, plus FREE RV and boat storage. The community is fully golf cart-friendly, making it easy to enjoy all the amenities and connect with neighbors. Ideally located near Gulf beaches, excellent dining and shopping, top-rated healthcare, major sports venues, two international airports, and a cruise port, this exceptional home offers the perfect combination of comfort, style, amenities, and the active Florida lifestyle. Don’t miss this rare opportunity in Highland Lakes—schedule your private showing today!

2336 Malcolm Drive, Palm Harbor
$538,000
4 Beds ⋅ 2 Baths ⋅ Chattam Landing Ph I SubDv. ⋅ 34685 Zip Code
WELCOME TO YOUR FLORIDA PARADISE! This beautiful saltwater pool home with peaceful pond views is tucked away in the desirable gated community of Chattam Landing at Ridgemoor and is located in a NON-FLOOD ZONE! From the moment you step inside, you’ll love the soaring vaulted ceilings, bright open floor plan, and stunning views straight through to the pool and water beyond. The spacious kitchen features granite countertops, stainless-steel appliances, abundant cabinetry, stylish backsplash, and a breakfast bar perfect for entertaining. The private primary suite is your own retreat with vaulted ceilings, walk-in closet, pool access, and a beautifully remodeled ensuite featuring dual vanities and an oversized tiled shower. The split-bedroom floor plan offers two additional bedrooms and a full bath for family or guests. The backyard is where Florida living truly shines! Relax on the screened lanai, take a dip in the sparkling saltwater pool, entertain under the covered patio, or simply unwind while enjoying the tranquil pond views. Updates include interior paint (2023), exterior paint (5/2024), Roof (2016), HVAC (2018), Water Heater (2022), and Water Softener (2016). Conveniently located near shopping, dining, golf, beaches, entertainment, and airports. OFFERS WELCOME—come see why this one feels like home!

5585 Greyston Street, Palm Harbor
$199,900
2 Beds ⋅ 2 Baths ⋅ The Landings Condo SubDv. ⋅ 34684 Zip Code
Beautiful 2-bedroom, 2-bath condo in the highly desirable Landings community with serene pond and pool views, offering Highland Lakes amenities and privileges with purchase! Pride of ownership is evident throughout, featuring seamless tile flooring, crown molding, chair rail accents, indoor laundry, and new hurricane-impact slider that opens to a screened lanai for year-round enjoyment. The updated kitchen boasts stunning granite countertops, solid wood cabinetry, an eat-in nook for casual dining, and a convenient pass-through to the dining area for easy entertaining. The spacious primary suite offers tranquil water views, TWO closets with custom shelving, and an updated en-suite bath with a newer vanity and walk-in shower. The second bedroom provides flexible space for guests, a home office, or makes for the perfect craft room. Additional highlights include an updated electrical panel (2020), newer HVAC, association-maintained roof, no upstairs neighbors, and a covered carport with the community pool just steps away! Located as part of Highland Lakes, Palm Harbor’s premier golf and lakefront community, residents enjoy exceptional amenities including FREE UNLIMITED GOLF on three private executive courses, free RV or boat storage, and a vibrant clubhouse with an Olympic-size heated/cooled pool, whirlpool spa, fitness center, pickleball, tennis, shuffleboard, bocce, and a full calendar of social activities. The Lake Tarpon Lodge offers a second heated pool, fishing pier, picnic facilities, and pontoon boat access with rides to a local waterfront restaurant. Situated in a high-and-dry in a NON-FLOOD ZONE and conveniently close to Gulf beaches, airports, shopping, dining, medical facilities, entertainment, and just a few short steps to Trader Joes - this move-in-ready condo offers carefree Florida living at its finest. Don't wait and make this piece of paradise yours today!

2700 Nebraska Avenue Unit 5-205, Palm Harbor
$215,000
1 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
LOW HOA • 1-CAR GARAGE • 27 HOLES OF GOLF • LAKE TARPON ACCESS • PET-FRIENDLY • 55+ ACTIVE COMMUNITY INCREDIBLE VALUE IN HIGHLAND LAKES! Enjoy the Florida lifestyle in this charming 1-bedroom, 1.5-bath Palm Harbor villa with an attached 1-car garage. Featuring updates throughout, a bright breakfast nook, enclosed lanai, and convenient laundry area, this home offers comfortable, low-maintenance living with plenty of opportunity to add your own personal style. Pet-friendly—bring your furry friend! The real standout is the Highland Lakes lifestyle! This highly desirable 55+ active adult golf community offers an impressive array of amenities, including 27 holes of golf with no greens fees, heated Olympic-size pool and spa, Lake Lodge pool, pickleball and tennis courts, shuffleboard, clubhouse, fitness activities, social clubs, RV/boat storage, Lake Tarpon access, and community pontoon boats. Whether you enjoy golf, boating, fishing, staying active, entertaining, or meeting new friends, there is always something to do. LOCATION + LIFESTYLE + VALUE! Ideally located in Palm Harbor near Tarpon Springs, Dunedin, Clearwater, St. Petersburg, Gulf beaches, parks, shopping, dining, boating, fishing, and golf. Whether you're searching for a Florida retirement home, seasonal getaway, golf community, or low-maintenance villa, this property checks the boxes. Bring your personal touches and make this your Florida dream home—schedule your showing today!

1652 Highland Club Lane, Palm Harbor
Start Your Search