Indian Rocks Beach Homes with Bay Front Water Frontage

Indian Rocks Beach Homes with Bay Front Water Frontage

Welcome to Indian Rocks Beach, a hidden gem nestled along Florida's stunning Gulf Coast in Pinellas County. This charming beach town is renowned for its pristine, white sandy beaches, vibrant sunsets, and a laid-back atmosphere that invites you to unwind and enjoy life by the sea. With a population of just over 4,000 residents, Indian Rocks Beach offers a close-knit community feel while still providing easy access to nearby attractions and amenities.

One of the most sought-after features of homes in this area is their breathtaking bay front waterfrontage. Imagine waking up each morning to the gentle sound of waves lapping against the shore and the sight of dolphins frolicking in the water. These properties not only offer unparalleled views but also the opportunity for a lifestyle centered around outdoor activities such as boating, fishing, and paddleboarding.

The homes with bay front waterfrontage in Indian Rocks Beach are as diverse as the residents themselves. From cozy beach cottages to luxurious modern estates, there’s a perfect home for everyone. Many of these properties boast private docks, allowing for easy access to the Intracoastal Waterway and the Gulf of Mexico. With the area's rich marine life and picturesque scenery, living here feels like being on a perpetual vacation.

In addition to its beautiful homes, Indian Rocks Beach is home to a variety of local shops, restaurants, and parks, making it an ideal destination for families, retirees, and anyone looking to embrace the coastal lifestyle. Come discover the magic of Indian Rocks Beach—your dream home awaits!

Newest Indian Rocks Beach Homes with Bay Front Water Frontage

$3,795,000
2 Beds ⋅ 4 Baths ⋅ Indian Rocks SubDv. ⋅ 33785 Zip Code
Under Construction. Introducing one of the most extraordinary new waterfront residences ever offered in Indian Rocks Beach. Perfectly positioned within the highly coveted “Narrows", these newly constructed luxury condominiums offer a lifestyle that few properties in Florida can match—unobstructed Gulf views and beach access on one side, with private Intracoastal frontage and dedicated boat slips on the other. Designed for those who refuse to choose between boating and the beach, each residence has the option to own a private approximate 36-foot boat slip with lift, providing effortless access to the Intracoastal Waterway and the Gulf of Mexico beyond. Spend the morning cruising Tampa Bay, return for lunch at your private dock, and finish the day watching spectacular sunsets over the Gulf from your expansive waterfront terrace. The Narrows is one of the most unique stretches of coastline in Pinellas County, celebrated for its rare proximity between the Gulf of Mexico and the Intracoastal Waterway, allowing residents to enjoy both sunrise and sunset water views from a single address. Inside, sophisticated coastal architecture blends modern luxury with effortless waterfront living. Open-concept floor plans, designer finishes, expansive glass, and oversized outdoor living spaces create a seamless connection between indoor and outdoor environments. This is more than a condominium—it is a private waterfront retreat where boating, beach living, and luxury design converge in one of Florida’s most exclusive coastal settings. Property Highlights: •Brand-new luxury construction •Located in the prestigious Narrows of Indian Rocks Beach •Gulf views and direct beach access •Private Intracoastal frontage •Option to purchase your dedicated 36-foot boat slip with lift •Spacious open-concept floor plans •Expansive balconies designed for sunset views •Resort-inspired coastal architecture and premium finishes •Minutes from Clearwater Beach, Belleair Beach, and the best of Tampa Bay •An exceptionally rare opportunity to own dual-waterfront luxury on Florida’s Gulf Coast For the discerning buyer seeking the ultimate Florida waterfront lifestyle, there is simply nothing else like it.

16 Gulf Boulevard Unit 301, Indian Rocks Beach
$749,000
3 Beds ⋅ 3 Baths ⋅ Sunset Bay Indian Rocks Beach SubDv. ⋅ 33785 Zip Code
Live the Ultimate Coastal Lifestyle in this fully renovated, Coastal Contemporary 3-bed, 3-bath, 1,656 sq ft Waterfront Townhome with a Deeded Boat slip and expansive Tandem garage with extensive built-ins & storage in the prestigious Sunset Bay Townhome Community of Indian Rocks Beach. Perfectly positioned on the tranquil Intracoastal Waterway, this boater-friendly residence offers unobstructed waterfront views with the Bay and Gulf of Mexico just minutes away. This freshly re-crafted, open-concept home is filled with natural light, soft coastal hues, two (2) waterfront balconies, lower-level paver patio overlooking the water and beautifully renovated interiors. An Atrium-style entry with shaded seating leads to a nautical, beach-chic Foyer and warm wood staircase ascending to the stunning Main level. The Main level / second floor features an expansive Great Room with Island-inspired tones, porcelain plank tile, an elegant marble Fireplace, and a balcony overlooking the Intracoastal. The seaside-modern Kitchen showcases an extended buffet, designer shaker cabinetry, marble countertops, crown molding, oversized social island, tropical stacked glass subway tile, and stainless-steel appliances—perfect for the Chef who loves to stay connected. A main-level Ensuite Bedroom with high ceilings and a beautifully reworked full Bath is ideal for guests. The Upper-level / third floor Primary Suite offers vaulted ceilings, warm coastal colors, a private waterfront balcony, and a shoreline-chic designer bath with a large shower, double-sink vanity, shiplap accents, and large porcelain tile walls. The transformed walk-in closet features a wood organizer and shelving, high ceiling, and skylight. A second upper-level ensuite bedroom with large windows and artfully angled vaulted ceilings and a renovated ensuite bath completes the upper level. Additional value-added features include a lower-level waterfront extended travertine patio in back, outside the garage, newer Impact-rated sliding glass doors and windows, plantation shutters, three (3) Ensuite bedrooms, Porcelain plank tile flooring, Deeded Boat Slip with a new Lift installed in 2021, new Boat Docks, electric and Seawall caps! Sunset Bay is a boutique 30-unit community with a resort-style heated pool and spa, low HOA fees, and pet-friendly policies (large dogs allowed). Located in the heart of Indian Rocks Beach, golf-cart friendly with parks, playgrounds, a boat ramp, beach access, and vibrant local shops and restaurants—this residence is impeccably prepared for immediate enjoyment. Coastal Elegance meets Modern Luxury in this exceptional Contemporary Waterfront retreat that's a true Boater's Delight!

140 Marcdale Boulevard, Indian Rocks Beach
$1,875,000
7 Beds ⋅ 5 Baths ⋅ Indian Beach Re-Revised 16th Add SubDv. ⋅ 33785 Zip Code
Waterfront Quadplex with Boat Dock - Prime Indian Rocks Beach Opportunity! This rare quadplex offers the ultimate combination of beachside living and Intracoastal boating access. Located in sunny Indian Rocks Beach, this income property features two boat slips, a 12,000LB lift, and davits, perfect for boating enthusiasts, with the beach just steps away. The property includes a spacious top-floor 3-bedroom, 2-bath apartment with inside laundry, two private decks, garaged parking, and stunning open-water views, ideal for rental income or personal use. The ground floor consists of two 2-bedroom, 1-bath units that can connect to create a larger 4-bedroom, 2-bath setup, perfect for families or groups, plus a fully renovated efficiency unit with a market rent of $1,600/month. Recent upgrades POST - HURRICANNE include a new roof, roof deck; interior improvements, such as new electric wiring, new cabinetry and fixtures, new flooring where needed. PERMITTING COMPLETE. This turnkey property comes fully furnished, and the first quarter of '26 a gross income of over $75k just in the first few months of this year. MULTI-FAMILY ZONED WATERFRONT PROPERTY with a good CAP rate and strong future appreciation potential. Steps from the Indian Rocks Public Beach access and popular dining spots like Cocoas Pub and Café de Paris Bakery, it's also a short drive to Tampa International Airport, Downtown St. Petersburg, and Innsbruck Golf Course. Indian Rocks Beach has quickly rebounded after recent storms, attracting snowbirds and tourists with its warm weather, world-class boating, and vibrant beachside charm. Don't miss this exceptional investment opportunity. Contact us for detailed financials or to schedule a private showing. Please do not disturb occupants.

2311 Bay Boulevard, Indian Rocks Beach
$649,000
3 Beds ⋅ 3 Baths ⋅ Sunset Bay Indian Rocks Beach SubDv. ⋅ 33785 Zip Code
One or more photo(s) has been virtually staged. Live the ultimate Florida waterfront lifestyle in Indian Rocks Beach ! This 3BR/3BA townhome offers incredible potential and is ready for a full renovation--perfect for buyers looking to customize their dream coastal home. Enjoy a deeded boat dock with lift just steps from your back door for easy access to the Intracoastal Waters. The property also features a 2-car+ tandem garage for ample storage and easy access to your boating needs. Located in a beautifully maintained, well-managed community with a heated pool, this is your chance to create something truly special in a highly desirable beachside location.

124 Marcdale Boulevard, Indian Rocks Beach
$1,050,000
Indian Beach Re-Revised 1st Add SubDv. ⋅ 33785 Zip Code
AMAZING LOT 500 YARDS TO GULF OF MEXICO WITH PEDESTRIAN ACCESS. 2026 NEW SEAWALL AND COMPOSITE WOOD DOCK WITH 10K BOAT LIFT AND 2 JET SKI LIFTS. PRIVATE BOAT RAMP NEXT TO PROPERTY ON NORTH SIDE. 2 MIN. WALK TO BEAUTIFUL KOLB PARK WHICH HAS TENNIS,PICKLEBALL,FULL BASKETBALL COURT, SOFTBALL/BASEBALL FIELD,AMAZING PLAYGROUND SHADED BY MATURE TREES AND PICNIC TABLES UNDER COVER. NEW HOME BEING BUILT ON THE SOUTH SIDE OF PROPERTY. GREAT RESTAURANTS WITH IN WALKING DISTANCE AND FRIENDLY GOLF CART COMMUNITY.

1217 Bay Shore Boulevard, Indian Rocks Beach
$1,900,000
6 Beds ⋅ 3 Baths ⋅ Indian Beach Re-Revised 12th Add SubDv. ⋅ 33785 Zip Code
Virtually Staged. Experience the best of coastal living and investment potential with this beautifully updated waterfront triplex in the heart of Indian Rocks Beach. Perfectly positioned along the Intracoastal Waterway and just a short stroll to the Gulf, this property offers the rare opportunity to enjoy beachside living while generating income. Each of the three residences features two bedrooms and one bathroom, thoughtfully designed with a bright, coastal aesthetic and modern finishes throughout. Updated kitchens, refreshed baths, and stylish flooring create inviting spaces that feel both comfortable and turnkey for guests or long-term occupants. Start your mornings taking in peaceful water views from the rooftop deck as the sun rises over the Intracoastal, then spend the day at the beach just minutes away. Back at the property, the outdoor spaces are designed for relaxation and entertaining, featuring new pavers, a grilling area, dock access, and plenty of room to gather waterside. An outdoor shower makes rinsing off after sandy beach days effortless. The property features 72 feet of new marine seawall, offering valuable waterfront protection and enhancing the long-term durability of this coastal investment. Significant recent improvements provide peace of mind, including concrete block construction, hurricane impact windows, a newer roof, updated AC systems, new flooring and paint, granite countertops, exterior lighting, awnings, and low-maintenance tropical landscaping with irrigation. The property also includes three separate electric meters, dedicated storage areas with washer and dryer, carport parking, and dock access along the Intracoastal. Offered fully furnished with keyless entry systems already in place, this property is ready to continue operating as a successful vacation rental, seasonal retreat, or multi-generational getaway. Live in one unit while the others generate income, or maximize its full investment potential. Whether you’re searching for a waterfront lifestyle, a smart income property, or both, this Indian Rocks Beach triplex delivers a rare blend of location, updates, and versatility. *Financials will be provided at a later date*

2605 Bay Boulevard, Indian Rocks Beach
$1,050,000
3 Beds ⋅ 2 Baths ⋅ Indian Beach Re-Revised 1st Add SubDv. ⋅ 33785 Zip Code
AMAZING LOCATION TO BUILD YOUR DREAM HOME JUST 500 YARDS FROM BEAUTIFUL INDIAN ROCKS BEACH!! THE LOCATION ON THE WATER IS IDEAL, WITH WIDE HARBOR VIEW PROTECTED FROM ROUGH WATERS. NEW SEAWALL PUT IN JUNE OF 2025. ALL NEW COMPOSITE WOOD DOCK WITH NEW 10,000 POUND BOAT LIFT AND TWO JET SKI LIFTS. INGROUND POOL WITH JECUZZI YOU CAN SAVE WHEN BUILDING YOUR NEW HOME. PRIVATE BOAT RAMP TO THE NORTH OF THE HOUSE WHICH WILL ADD PRIVACY TO THAT SIDE OF HOUSE. ON THE OTHER SIDE OF HOUSE NEW HOME BEING BUILT WHICH WILL ADD VALUE TO YOU NEW HOME! KOLB PARK JUST A 3 MINUTE WALK, AT KOLB PARK THERE ARE MANY ACTIVITIES FOR YOU TO ENJOY: 6 PICKLE BALL COURTS, TENNIS COURTS, SOFTBALL FIELD,FULL BASKETBALL COURT, SKATEBOARD PARK, COVERED PAVILION WITH TABLES AND LARGE AMAZING PLAYGROUND SHADED WITH MATURE TREES. INDIAN ROCKS BEACH IS ONE OF THE FEW BEACHES LEFT ANYWHERE ON THIS COAST THAT HAS AN AMAZING OLD FLORIDA BEACH TOWN FEEL. GOLF CART FRIENDLY AND NUMEROUS PLACES TO EAT WITHIN WALKING DISTANCE. ANOTHER GREAT ASSET TO THE LOCATION OF THIS HOME IS THE DIRECT BEACH ACCESS YOU HAVE, WALK STRAIGHT OUT YOUR FRONT DOOR AND STRAIGHT DOWN THE STREET 500 YARDS AND YOU HAVE THE 15TH AVE. BEACH ACCESS WITH OUTSIDE SHOWERS. YOU MUST SEE THE LOCATION OF THIS RARE LOT AND WATER VIEW TO APPRECIATE IT FULLY. MAKE PLANS TO VISIT THIS HOME BEFORE IT IS TO LATE.

1217 Bay Shore Boulevard, Indian Rocks Beach
$634,900
2 Beds ⋅ 2 Baths ⋅ Harbourside At Marker 33 Vacation Condo SubDv. ⋅ 33785 Zip Code
2BR/2BA elevated waterfront condo at Harbourside at Marker 33 in Indian Rocks Beach. 3-night rentals allowed. Turnkey 1031 exchange ready. This 2 bedroom, 2 bathroom elevated waterfront condo in Indian Rocks Beach offers 1,110 square feet of interior space and was built in 2016. Approved for short-term rentals with a 3-night minimum and 120-night maximum lease period, the property supports personal use, rental income, or a 1031 exchange strategy. Financing is available. Positioned directly on the Intracoastal Waterway and two blocks from the Gulf beaches, the building is in a flood zone but was constructed in 2016 to a higher elevation and hurricane standards, including hurricane-rated windows. This second-floor unit faces south with water views to the east and west. The 23-foot-wide private balcony overlooks the Intracoastal and nearby boat slips in a designated no-wake zone. The split floor plan allows flexibility for guest stays or dual-use occupancy. Theprimary suite includes a king bed and a walk-in shower. The second suite features two queen beds and a full bath. The open kitchen offers granite counters, shaker cabinetry, luxury vinyl plank flooring, and a breakfast bar that flows into the living area. Washer and dryer (2022) are included. The unit comes fully furnished with decor, televisions, linens, dishware, appliances, and beach gear, allowing immediate rental or personal use withoutadditional setup. Elevator access serves this elevated building. Open parking is located under the structure, and each unit receives one parking pass. WiFi is included. One pet up to 20 pounds is permitted for owners. The HOA fee is $1,660 per month and includes cable TV, internet, WiFi, water, sewer, trash, flood and building insurance, escrow reserves fund, common area taxes, exterior and grounds maintenance, repairs, pest control, pool maintenance, recreational facilities, community pool, These Owners are able to transfer four daily passes (while most units only have two.) to Splash Harbour Waterpark, featuring a 600-foot lazy river, two 42-foot water slides, a kid's zone with slides and a dumping bucket, a resort-style pool, food service, full-service tiki bar, and sundecks overlooking the Gulf of Mexico and the Intercoastal. Rooftop terraces provide additional areas for viewing sunrises and sunsets. From Harbourside at Marker 33, at least ten restaurants and eateries are located within four blocks, including Jimmy Guana’s, The Original Crabby Bill’s, Villa Gallace, Monstah Lobstah, and JD’s Back Porch, Guilty SeaSports Pub, and P.J.’s Oyster Bar, along with nearby shopping. The area is golf cart-friendly and walkable. Clearwater Beach is approximately 7 miles away, Downtown St. Petersburg is approximately 21 miles away, Tampa International Airport is approximately 25 miles away, and Walt Disney World is approximately 91 miles away.

399 2nd Street Unit 216, Indian Rocks Beach
$399,900
2 Beds ⋅ 3 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code
Live the Direct Waterfront Lifestyle in Indian Rocks Beach in this contemporary 2-bedroom, 2.5-bath, two-story residence in the sought-after waterfront community of Windrush Cove delivering an elevated, sun-soaked Beach lifestyle. Perfectly positioned along the serene Intracoastal shoreline with unobstructed waterfront views, this light-filled two level condo offers seamless indoor–outdoor living and a thoughtfully reimagined interior styled in soft coastal hues and a subtle beach-inspired palette. Enjoy the benefits of a secluded waterfront enclave featuring a resort-style heated pool, clubhouse, fitness area, and more. With over 1,200 square feet of open-concept nautical living, the residence is bathed in natural light and refreshed with a modern coastal design. The spacious layout includes abundant storage, a well-designed split bedroom plan, and a large, pergola covered patio at the entry, all just a short stroll to the beach and moments from everything IRB offers. Step inside to an awe-inspiring main level showcasing an expansive, ultra chic Kitchen, Living, and Dining area with island-inspired tones and an effortless flow to the waterfront patio through brand-new impact sliding glass doors — the perfect setting for tangerine sunrises and sunsets. The fully renovated, coastal-inspired designer kitchen infused with soft, seaside hues feature contemporary navy cabinetry, quartzite countertops, new stainless-steel appliances, and a generous social island ideal for the chef who loves to stay connected. A stylish half bath is conveniently located off the entry. Upstairs, the large Primary Suite offers a spacious sitting area, two walk-in closets, and a picture window framing the shimmering Community pool and coming sunset! The Primary suite is complemented by a beautifully updated full bath in a soft shoreline-inspired palette. A second bedroom features an ensuite bath, a generous sized walk-in closet with a stackable washer/dryer nicely tucked away. Additional valued features include fresh interior paint, new craftsman baseboards & doors, an abundance of storage areas & nooks, newer HVAC, one car carport with storage just out front and a cohesive coastal color palette throughout. Pet-friendly with low HOA fees covering roof, exterior maintenance, water, trash, sewer, and master insurance (including flood). Rentals permitted with a 1-month minimum, preserving the community’s boutique feel. Located in the heart of Indian Rocks Beach — a golf-cart-friendly coastal town with parks, playgrounds, a boat ramp, beach access, and vibrant local shops and restaurants, this residence offers effortless access to Tampa, Pinellas County, and nearby airports. Coastal elegance meets modern luxury in this beautifully remodeled waterfront retreat with unobstructed waterfront views —where mornings start with sunshine on the water and evenings end in pure coastal calm. Owner will consider financing the purchase with sufficient downpayment.

1 Windrush Boulevard Unit 51, Indian Rocks Beach
$265,000
2 Beds ⋅ 2 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code
One or more photo(s) has been virtually staged. NEW PRICE!!!Many updates and renovations! Great opportunity to live in a two bedroom condo in Indian Rocks Beach for $265,000.! This Waterfront Community is close to Indian Rocks Beach! Lots of recent updates!!! Entertain and just relax in this two-bedroom, two-bathroom condominium with a versatile Florida Room. This residence also features an outdoor private courtyard located off of the dining room where you can relax, read a book, catch up on social media, or share time with a friend. The kitchen has new stainless steel appliances and cabinets. Additional outdoor space, the rear patio area is accessible from the Florida Room. The Florida Room offers flexible space where you could work from home, had some fitness equipment or add another dining or sitting area. The kitchen and both full bathrooms have been recently updated. An added plus, is that the floors are tile throughout the condominium making clean up a snap giving you more time to love life. A separate living room has a cozy fireplace. The covered parking space is located near the condominium making it easy to bring your groceries and other items into the condo. There is a storage closet in front of the parking space for those outdoor, beach toys or other items you wish to store outdoors. Additional updates include a water heater and new heat/air conditioner in 2025. This condominium is very conveniently located near the pool and clubhouse.

1 Windrush Boulevard Unit 21, Indian Rocks Beach
$1,249,900
Indian Beach Re-Revised 1st Add SubDv. ⋅ 33785 Zip Code
Discover an exceptional opportunity to build your dream home or vacation retreat on this nearly quarter-acre (0.23 acres) cleared and vacant residential lot, just steps from the sugary white sands of Indian Rocks Beach, Nature Preserve & Playground. Tucked away on a quiet cul-de-sac street, this oversized lot boasts approximately 66 feet of width by 175 feet of depth, with 70 feet of direct waterfront access. Enjoy unobstructed southern-facing views across the Intracoastal Waterway, perfect for soaking in the sunrise and sunset skies. With wide open water views, deep water access, and just a short boat ride to the Gulf of America, this property is ideal for boaters and water lovers alike. The City of Indian Rocks Beach permits short-term vacation rentals, making this a rare and lucrative investment opportunity. Whether you're looking to build a private coastal residence or an income-producing vacation property, this parcel offers unmatched size, location, and potential. Don't miss one of the few remaining waterfront lots of this caliber so close to the beach. Bring your builder and start living the Florida dream.

315 10th Avenue, Indian Rocks Beach
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