Indian Rocks Beach Homes with Bay Front Water Frontage

Indian Rocks Beach Homes with Bay Front Water Frontage

Welcome to Indian Rocks Beach, a hidden gem nestled along Florida's stunning Gulf Coast in Pinellas County. This charming beach town is renowned for its pristine, white sandy beaches, vibrant sunsets, and a laid-back atmosphere that invites you to unwind and enjoy life by the sea. With a population of just over 4,000 residents, Indian Rocks Beach offers a close-knit community feel while still providing easy access to nearby attractions and amenities.

One of the most sought-after features of homes in this area is their breathtaking bay front waterfrontage. Imagine waking up each morning to the gentle sound of waves lapping against the shore and the sight of dolphins frolicking in the water. These properties not only offer unparalleled views but also the opportunity for a lifestyle centered around outdoor activities such as boating, fishing, and paddleboarding.

The homes with bay front waterfrontage in Indian Rocks Beach are as diverse as the residents themselves. From cozy beach cottages to luxurious modern estates, there’s a perfect home for everyone. Many of these properties boast private docks, allowing for easy access to the Intracoastal Waterway and the Gulf of Mexico. With the area's rich marine life and picturesque scenery, living here feels like being on a perpetual vacation.

In addition to its beautiful homes, Indian Rocks Beach is home to a variety of local shops, restaurants, and parks, making it an ideal destination for families, retirees, and anyone looking to embrace the coastal lifestyle. Come discover the magic of Indian Rocks Beach—your dream home awaits!

Newest Indian Rocks Beach Homes with Bay Front Water Frontage

391 12th Avenue, Indian Rocks Beach
$5,995,000
6 Beds ⋅ 7 Baths ⋅ Indian Beach Re-Revised 2nd Add SubDv. ⋅ 33785 Zip Code
A MAGNIFICENT LUXURY WATERFRONT ESTATE. Masterfully crafted by renowned luxury builder Alvarez Homes, this spectacular residence showcases architectural sophistication, timeless elegance, and the uncompromising craftsmanship you would expect from one of the finest homes built in Tampa Bay. Located on a wide double lot with approximately 146 feet of stunning intracoastal waterfrontage, this remarkable residence offers a rare combination of expansive waterfront living, exceptional privacy, and premier deep-water boating access. From its impressive architectural presence to its thoughtfully designed interiors, every element reflects an unwavering commitment to quality, refinement, and enduring beauty. Designed for both grand entertaining and practical everyday living, the home provides approximately 6,200 sqft of superb living space - with six bedrooms and six-and-a-half bathrooms. Generously proportioned living areas and beautifully appointed interiors create an atmosphere of understated sophistication, with expansive views that bring the beauty of the waterfront into everyday life. A brilliant gourmet kitchen boasts an impressive array of high-end features, appliances and finishes, complemented by a fabulous waterfront dining area. The owner’s suite, with private balcony, enjoys an exquisite and pampering luxury bath that delivers a dazzling spa-like experience. Step up to the observation deck and take-in sweeping, unforgettable panoramic views of the intracoastal waterway and the Gulf. Out back you’ll find an incredible waterfront oasis – with outstanding zero entry Pebbletec pool and spa, an uncommon custom playground area, high-capacity boat lift and dual jet ski lifts. Additional features of this estate include a private elevator, whole-home generator, durable metal roofing and large covered balconies. This is an outstanding luxury value in a superior waterfront location.

391 12th Avenue, Indian Rocks Beach
517 20th Avenue, Indian Rocks Beach
$1,399,000
5 Beds ⋅ 3 Baths ⋅ Indian Beach Re-Revised 15th Add SubDv. ⋅ 33785 Zip Code
The sunset is a daily event at this west-facing Indian Rocks Beach waterfront home. From the kitchen breakfast bar or anywhere in the family room, the Intracoastal Waterway fills a full wall of glass, framing the boats gliding past the mangrove island offshore until the sun drops behind the palms on the far shore. Five bedrooms, three baths and 2,765 square feet spread across two levels. The main level moves from a living room with plantation shutters and a turned wood staircase into an eat-in kitchen with solid wood cabinetry, solid surface counters, stainless appliances and a breakfast bar that opens to the family room. The family room and adjoining bonus room wrap the back of the house in water-facing windows, finished with crown molding, ceiling fans and a slider to the back yard. Three first-floor bedrooms and two full baths sit in a split plan, including a bedroom with its own en suite bath and walk-in closet, which gives guests, family or rental groups room to spread out. The second floor has been updated with plank flooring, ceiling fans and recessed lighting, and both upstairs bedrooms open onto a composite balcony above the dock. The primary suite has a double vessel-sink vanity, a walk-in closet and an en suite bath with tub and shower. The second upstairs bedroom includes a wet bar, a natural setup for an owner's retreat or a self-contained guest level. Out back, mature live oaks shade a ground-level deck and a brick paver path that leads to the concrete seawall. The composite dock has electric service, a sitting area at the end, a fish cleaning station and davits with motors and cables replaced in 2022, so a morning coffee on the dock turns into a run up the waterway without a trailer in sight. The yard is fenced and landscaped, and rollaway hurricane shutters protect the west-facing windows. The roof was replaced in 2024 with hurricane clips, the upstairs A/C is 2024, the downstairs A/C is 2017 and the water heater is 2026. There is no HOA, and the home comes with an attached two-car garage, a laundry room with washer and dryer, and a water softener. That combination works for a full-time residence, a second home or a short-term rental, with no rental minimums. The street ends in a quiet cul-de-sac, and the Gulf Boulevard restaurant corridor, the public beach accesses and the mangrove boardwalk at the Indian Rocks Beach Nature Preserve are all a short bike ride away, with St. Pete-Clearwater International Airport an easy drive for visiting family and guests. Bring the furniture and the boat. The sunset from your bedroom balcony is already in place.

517 20th Avenue, Indian Rocks Beach
2700 Gulf Boulevard Unit 2, Indian Rocks Beach
$699,900
2 Beds ⋅ 3 Baths ⋅ Bengal Bay Condo SubDv. ⋅ 33785 Zip Code
BEACHSIDE TOWNHOME with BEACH VIEWS! West side of Gulf Blvd! Rarely available! Enjoy beach views and Gulf breezes! Remodeled, fully furnished townhome with 2 bedrooms, 2.5 bathrooms and 2 car carport. *****SUPER LOW CONDO FEE only $667/month (paid Quarterly) includes our insurance for Hurricane, Flood & Wind, Landscaping service, plus Escrow funds for repairs/maintenance****TWO PETS ALLOWED***** Great rental investment - very popular townhome - sold fully equipped - move-in/rental ready**** Only 4 townhomes in small quaint, well-run complex. ROOF replaced 2025, exterior siding Hardi-boards. Fully equipped kitchen, granite countertops, stainless steel appliances, loads of counter and cabinet space, Great room plan with fireplace off kitchen with dining table set, newer couch and armchairs. Two beach view balconies with patio furniture. New easy maintenance Luxury vinyl faux wood flooring throughout. Both bedrooms feature vaulted ceilings, and their own ensuite full private full baths located upstairs on 2nd floor PLUS bedrooms have split plan for added privacy. Primary bedroom has KING size bed and private balcony with beach views. Guest bedroom has QUEEN bed. Main living area on 1st floor with great room plan with half bath (toilet & sink) and laundry area with full size washer dryer. For BEACH DAYS there are various beach chairs, floaties, beach wagon, umbrella & a cooler. Townhome enjoys side beach views from both balconies, only about 40 ft to public beach access at 27th Ave. Beautifully decorated, very comfortable, only thing you need to bring is your toothbrush! Charming Indian Rocks Beach has everything residents and visitors love! Beautiful (smoke free) sparkling beaches, award winning restaurants, quaint shops, festivals, dog park, fishing pier, playgrounds and parks with tennis, pickleball, basketball and skateboard park. PLUS an IRB resident BOAT RAMP with that small town friendly atmosphere. TENANT OCCUPIED ----DO NOT DISTURB ---APPT ONLY PLEASE

2700 Gulf Boulevard Unit 2, Indian Rocks Beach
1907 Bay Boulevard, Indian Rocks Beach
$1,679,000
4 Beds ⋅ 3 Baths ⋅ Indian Beach Re-Revised 6th Add SubDv. ⋅ 33785 Zip Code
Welcome to 1907 Bay Boulevard in Indian Rocks Beach, where coastal charm meets thoughtful modern updates. This beautifully renovated property offers a move-in-ready opportunity for your family or your short term rental guests. This property has recenlty been updated with extensive improvements inside and out. The exterior has been refreshed with new pavers, maintenance-free turf, and fresh exterior paint, creating an inviting, low-maintenance outdoor space. Inside, the renovation continues with fresh interior paint, custom accent wall panels, elegant crown molding, and a stylish kitchen featuring quartz countertops and stainless steel appliances. Major mechanical updates include new HVAC systems, providing added comfort and peace of mind. Every detail has been thoughtfully selected to create a polished, contemporary coastal living experience. Ideally located in Indian Rocks Beach, this property offers the perfect combination of upgraded finishes, low-maintenance living, and the relaxed Florida lifestyle—just minutes from the Gulf, beaches, dining, and local attractions.

1907 Bay Boulevard, Indian Rocks Beach
2311 Bay Boulevard, Indian Rocks Beach
$1,875,000
7 Beds ⋅ 5 Baths ⋅ Indian Beach Re-Revised 16th Add SubDv. ⋅ 33785 Zip Code
This listing offers a one-point lender-paid rate buy down for qualifying buyers. Waterfront Quadplex with Boat Dock - Prime Indian Rocks Beach Opportunity! This rare quadplex offers the ultimate combination of beachside living and Intracoastal boating access. Located in sunny Indian Rocks Beach, this income property features two boat slips, a 12,000LB lift, and davits, perfect for boating enthusiasts, with the beach just steps away. The property includes a spacious top-floor 3-bedroom, 2-bath apartment with inside laundry, two private decks, garaged parking, and stunning open-water views, ideal for rental income or personal use. The ground floor consists of two 2-bedroom, 1-bath units that can connect to create a larger 4-bedroom, 2-bath setup, perfect for families or groups, plus a fully renovated efficiency unit with a market rent of $1,600/month. Recent upgrades POST - HURRICANNE include a new roof, roof deck; interior improvements, such as new electric wiring, new cabinetry and fixtures, new flooring where needed. PERMITTING COMPLETE. This turnkey property comes fully furnished, and the first quarter of '26 a gross income of over $75k just in the first few months of this year. MULTI-FAMILY ZONED WATERFRONT PROPERTY with a good CAP rate and strong future appreciation potential. Steps from the Indian Rocks Public Beach access and popular dining spots like Cocoas Pub and Café de Paris Bakery, it's also a short drive to Tampa International Airport, Downtown St. Petersburg, and Innsbruck Golf Course. Indian Rocks Beach has quickly rebounded after recent storms, attracting snowbirds and tourists with its warm weather, world-class boating, and vibrant beachside charm. Don't miss this exceptional investment opportunity. Contact us for detailed financials or to schedule a private showing. Please do not disturb occupants.

2311 Bay Boulevard, Indian Rocks Beach
124 Marcdale Boulevard, Indian Rocks Beach
$609,900
3 Beds ⋅ 3 Baths ⋅ Sunset Bay Indian Rocks Beach SubDv. ⋅ 33785 Zip Code
Virtually Staged. Live the ultimate Florida waterfront lifestyle in Indian Rocks Beach ! This 3BR/3BA townhome offers incredible potential and is ready for a full renovation--perfect for buyers looking to customize their dream coastal home. Enjoy a deeded boat dock with lift just steps from your back door for easy access to the Intracoastal Waters. The property also features a 2-car+ tandem garage for ample storage and easy access to your boating needs. Located in a beautifully maintained, well-managed community with a heated pool, this is your chance to create something truly special in a highly desirable beachside location.

124 Marcdale Boulevard, Indian Rocks Beach
1217 Bay Shore Boulevard, Indian Rocks Beach
$1,050,000
Indian Beach Re-Revised 1st Add SubDv. ⋅ 33785 Zip Code
AMAZING LOT 500 YARDS TO GULF OF MEXICO WITH PEDESTRIAN ACCESS. 2026 NEW SEAWALL AND COMPOSITE WOOD DOCK WITH 10K BOAT LIFT AND 2 JET SKI LIFTS. PRIVATE BOAT RAMP NEXT TO PROPERTY ON NORTH SIDE. 2 MIN. WALK TO BEAUTIFUL KOLB PARK WHICH HAS TENNIS,PICKLEBALL,FULL BASKETBALL COURT, SOFTBALL/BASEBALL FIELD,AMAZING PLAYGROUND SHADED BY MATURE TREES AND PICNIC TABLES UNDER COVER. NEW HOME BEING BUILT ON THE SOUTH SIDE OF PROPERTY. GREAT RESTAURANTS WITH IN WALKING DISTANCE AND FRIENDLY GOLF CART COMMUNITY.

1217 Bay Shore Boulevard, Indian Rocks Beach
2605 Bay Boulevard, Indian Rocks Beach
$1,750,000
6 Beds ⋅ 3 Baths ⋅ Indian Beach Re-Revised 12th Add SubDv. ⋅ 33785 Zip Code
Virtually Staged. Experience the best of coastal living and investment potential with this beautifully updated waterfront triplex in the heart of Indian Rocks Beach. Perfectly positioned along the Intracoastal Waterway and just a short stroll to the Gulf, this property offers the rare opportunity to enjoy beachside living while generating income. Each of the three residences features two bedrooms and one bathroom, thoughtfully designed with a bright, coastal aesthetic and modern finishes throughout. Updated kitchens, refreshed baths, and stylish flooring create inviting spaces that feel both comfortable and turnkey for guests or long-term occupants. Start your mornings taking in peaceful water views from the rooftop deck as the sun rises over the Intracoastal, then spend the day at the beach just minutes away. Back at the property, the outdoor spaces are designed for relaxation and entertaining, featuring new pavers, a grilling area, dock access, and plenty of room to gather waterside. An outdoor shower makes rinsing off after sandy beach days effortless. The property features 72 feet of new marine seawall, offering valuable waterfront protection and enhancing the long-term durability of this coastal investment. Significant recent improvements provide peace of mind, including concrete block construction, hurricane impact windows, a newer roof, updated AC systems, new flooring and paint, granite countertops, exterior lighting, awnings, and low-maintenance tropical landscaping with irrigation. The property also includes three separate electric meters, dedicated storage areas with washer and dryer, carport parking, and dock access along the Intracoastal. Offered fully furnished with keyless entry systems already in place, this property is ready to continue operating as a successful vacation rental, seasonal retreat, or multi-generational getaway. Live in one unit while the others generate income, or maximize its full investment potential. Whether you’re searching for a waterfront lifestyle, a smart income property, or both, this Indian Rocks Beach triplex delivers a rare blend of location, updates, and versatility. *Financials will be provided at a later date*

2605 Bay Boulevard, Indian Rocks Beach
1217 Bay Shore Boulevard, Indian Rocks Beach
$1,050,000
3 Beds ⋅ 2 Baths ⋅ Indian Beach Re-Revised 1st Add SubDv. ⋅ 33785 Zip Code
AMAZING LOCATION TO BUILD YOUR DREAM HOME JUST 500 YARDS FROM BEAUTIFUL INDIAN ROCKS BEACH!! THE LOCATION ON THE WATER IS IDEAL, WITH WIDE HARBOR VIEW PROTECTED FROM ROUGH WATERS. NEW SEAWALL PUT IN JUNE OF 2025. ALL NEW COMPOSITE WOOD DOCK WITH NEW 10,000 POUND BOAT LIFT AND TWO JET SKI LIFTS. INGROUND POOL WITH JECUZZI YOU CAN SAVE WHEN BUILDING YOUR NEW HOME. PRIVATE BOAT RAMP TO THE NORTH OF THE HOUSE WHICH WILL ADD PRIVACY TO THAT SIDE OF HOUSE. ON THE OTHER SIDE OF HOUSE NEW HOME BEING BUILT WHICH WILL ADD VALUE TO YOU NEW HOME! KOLB PARK JUST A 3 MINUTE WALK, AT KOLB PARK THERE ARE MANY ACTIVITIES FOR YOU TO ENJOY: 6 PICKLE BALL COURTS, TENNIS COURTS, SOFTBALL FIELD,FULL BASKETBALL COURT, SKATEBOARD PARK, COVERED PAVILION WITH TABLES AND LARGE AMAZING PLAYGROUND SHADED WITH MATURE TREES. INDIAN ROCKS BEACH IS ONE OF THE FEW BEACHES LEFT ANYWHERE ON THIS COAST THAT HAS AN AMAZING OLD FLORIDA BEACH TOWN FEEL. GOLF CART FRIENDLY AND NUMEROUS PLACES TO EAT WITHIN WALKING DISTANCE. ANOTHER GREAT ASSET TO THE LOCATION OF THIS HOME IS THE DIRECT BEACH ACCESS YOU HAVE, WALK STRAIGHT OUT YOUR FRONT DOOR AND STRAIGHT DOWN THE STREET 500 YARDS AND YOU HAVE THE 15TH AVE. BEACH ACCESS WITH OUTSIDE SHOWERS. YOU MUST SEE THE LOCATION OF THIS RARE LOT AND WATER VIEW TO APPRECIATE IT FULLY. MAKE PLANS TO VISIT THIS HOME BEFORE IT IS TO LATE.

1217 Bay Shore Boulevard, Indian Rocks Beach
315 10th Avenue, Indian Rocks Beach
$1,249,900
Indian Beach Re-Revised 1st Add SubDv. ⋅ 33785 Zip Code
Discover an exceptional opportunity to build your dream home or vacation retreat on this nearly quarter-acre (0.23 acres) cleared and vacant residential lot, just steps from the sugary white sands of Indian Rocks Beach, Nature Preserve & Playground. Tucked away on a quiet cul-de-sac street, this oversized lot boasts approximately 66 feet of width by 175 feet of depth, with 70 feet of direct waterfront access. Enjoy unobstructed southern-facing views across the Intracoastal Waterway, perfect for soaking in the sunrise and sunset skies. With wide open water views, deep water access, and just a short boat ride to the Gulf of America, this property is ideal for boaters and water lovers alike. The City of Indian Rocks Beach permits short-term vacation rentals, making this a rare and lucrative investment opportunity. Whether you're looking to build a private coastal residence or an income-producing vacation property, this parcel offers unmatched size, location, and potential. Don't miss one of the few remaining waterfront lots of this caliber so close to the beach. Bring your builder and start living the Florida dream.

315 10th Avenue, Indian Rocks Beach
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