Indian Rocks Beach Homes under $400,000

Indian Rocks Beach Homes under $400,000

Welcome to Indian Rocks Beach, a hidden gem nestled along Florida's breathtaking Gulf Coast. Known for its stunning sunsets and pristine sandy shores, this charming coastal town offers a laid-back lifestyle that attracts residents and visitors alike. Just a stone's throw away from Belleair Beach in Pinellas County, Indian Rocks Beach boasts a unique blend of vibrant community spirit and serene natural beauty, making it an ideal place to call home.

For those seeking a slice of paradise without breaking the bank, Indian Rocks Beach offers a variety of homes priced under $400,000. These properties provide an excellent opportunity for first-time buyers, retirees, or anyone looking to invest in a beachside retreat. From cozy condos with beach access to quaint single-family homes nestled in friendly neighborhoods, there’s something for everyone.

Imagine waking up to the sound of gentle waves and the scent of salty air, all while being just minutes away from local eateries, shops, and recreational activities. The area is perfect for outdoor enthusiasts, with opportunities for fishing, kayaking, and biking along scenic trails. The community vibe is welcoming, with annual events that bring residents together to celebrate the coastal lifestyle.

Whether you're looking for a permanent residence or a vacation getaway, homes in Indian Rocks Beach under $400,000 offer an enticing blend of affordability and coastal charm. Discover your dream home in this idyllic beach town, where the sun shines bright and the community feels like family. Come experience the magic of Indian Rocks Beach—your coastal paradise awaits!

Newest Indian Rocks Beach Homes under $400,000

1 Windrush Boulevard Unit 83, Indian Rocks Beach
$259,000
2 Beds ⋅ 2 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code
COASTAL LIVING JUST STEPS FROM THE BEACH! Welcome to 1 Windrush Blvd, Unit #83, a beautifully fully renovated 2-bedroom, 2-bath condo offering the Florida lifestyle buyers are looking for. From the moment you step inside, you'll appreciate the fresh, move-in-ready feel and thoughtful updates throughout. The bright kitchen features crisp cabinetry, quartz-style countertops, stainless-steel appliances and modern finishes, while the updated bathrooms continue the clean coastal design. The spacious primary suite offers a private bath, while the second bedroom and full guest bath provide plenty of room for visiting family and friends, a home office, or your own beach retreat. Enjoy comfortable indoor living plus inviting outdoor spaces perfect for morning coffee, an evening cocktail, or simply relaxing in the Florida sunshine. And then there's the LOCATION! Walk across the street and put your toes in the sand, catch a Gulf sunset, or spend the day enjoying everything Indian Rocks Beach and the Pinellas County beaches have to offer. Restaurants, entertainment, boating, fishing and some of Florida's most beautiful beaches are all within easy reach. No renovation projects. No waiting. Just bring your beach clothes and start enjoying the Florida lifestyle! Whether you're searching for a full-time residence, seasonal getaway, or your own place near the Gulf, Unit #83 deserves to be at the top of your list.

1 Windrush Boulevard Unit 83, Indian Rocks Beach
927 Gulf Boulevard Unit 50, Indian Rocks Beach
$300,000
1 Beds ⋅ 1 Baths ⋅ Spanish Ii Villas Condo SubDv. ⋅ 33785 Zip Code
Discover your own slice of paradise in beautiful Indian Rocks Beach! This charming 1-bedroom, 1-bath corner villa is just a less-than-two-minute walk to the beach, offering the perfect blend of coastal living, relaxation, and investment potential. Enjoy morning strolls along the shore, breathtaking Gulf sunsets, and the laid-back Florida beach lifestyle right outside your door. Whether you're looking for a personal beach retreat, a full-time residence, or a vacation rental opportunity, this property offers exceptional flexibility with short-term rentals permitted, subject to applicable regulations and community rules. Priced at just $300,000, this is your opportunity to own a piece of paradise in one of Florida's most beloved beach towns, where the beach is practically your backyard!

927 Gulf Boulevard Unit 50, Indian Rocks Beach
2110 Gulf Boulevard Unit 6, Indian Rocks Beach
$350,000
1 Beds ⋅ 1 Baths ⋅ Sea Treat Condo SubDv. ⋅ 33785 Zip Code
Here's a rare opportunity to own a turnkey beachside condo just steps from the sugar-white sands of Indian Rocks Beach, approximately 100 steps from your front door to the shoreline. This charming unit is ideal as a primary residence, vacation getaway, or investment property. Located in the quaint Sea Treat community, this boutique building features only 12 units and offers a low monthly maintenance fee of just $250. The building is solidly constructed with concrete block and outfitted with hurricane-impact windows throughout, offering peace of mind and durability. Enjoy coastal charm and the relaxed beach lifestyle at an affordable price point. Notably, the building did not sustain flood damage during Hurricane Helene. Whether you're looking for a personal retreat or a low-maintenance beachside investment, this condo checks all the boxes.

2110 Gulf Boulevard Unit 6, Indian Rocks Beach
1509 Legion Lane, Indian Rocks Beach
$399,000
1 Beds ⋅ 1 Baths ⋅ Indian Beach Re-Revised 3rd Add SubDv. ⋅ 33785 Zip Code
This is your chance to own an adorable IRB beach house. Tuck away in the heart of Indian Rocks Beach, arguably one of the best beaches on the West Coast of Florida. You would think this home was a short term rental with its charm and elegance. This cozy one bedroom one bathroom home is filled with character. The kitchen, dining and living area are all open and the primary bedroom is located in the back of the house. There are two outdoor spaces to enjoy, one is located on the South side of the property where you can enjoy a screened in porch. The other is located on the East side with a cute garden, privacy fence, storage and washer/dryer hookups. Steps away from the IRB Library and Kolb park, some amenities include, basketball, tennis, skate park, dog park and picnic areas. IRB offers 18 beach access points for residents to park free. In addition, there is a paid parking area at 1700 Gulf Blvd. There is a resident/property owner boat ramp located on 15th ave. Schedule a private showing today.

1509 Legion Lane, Indian Rocks Beach
1 Windrush Boulevard Unit 65, Indian Rocks Beach
$289,000
2 Beds ⋅ 1 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code
Welcome to the Florida beach lifestyle! This beautifully remodeled 771-square-foot condo is perfectly situated along the Intracoastal Waterway and just steps from the stunning Gulf Coast beaches of Indian Rocks Beach. The bright, updated interior features tile flooring throughout, beautiful marble countertops, new appliances, and the convenience of an inside washer and dryer hookup. Enjoy coastal living with the Intracoastal just outside your door and the sugar-sand beaches and sparkling Gulf waters only a short stroll away. You’ll also love being close to an abundance of local dining, shopping, and entertainment, making it easy to enjoy everything this charming beach community has to offer. Whether you're looking for a full-time residence or your own Florida getaway, this move-in-ready condo offers the perfect combination of comfort, location, and laid-back saltwater living.

1 Windrush Boulevard Unit 65, Indian Rocks Beach
1 Windrush Boulevard Unit 63, Indian Rocks Beach
$332,000
2 Beds ⋅ 1 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code
Welcome to your own slice of paradise in the highly sought-after waterfront community of Windrush Cove. This beautifully renovated 2-bedroom, 1-bath residence perfectly blends modern updates with the laid-back charm of beach living. Inside, you'll find a bright, thoughtfully designed floor plan featuring brand-new appliances, fresh renovations throughout, generous walk-in closets, and an abundance of smart storage rarely found in a beach condo. The beautifully renovated bathroom offers a spa-like retreat, while the spacious primary bedroom enjoys peaceful waterfront views to wake up to each morning. Step outside and choose between two inviting outdoor living spaces—a private waterfront patio where you can sip your morning coffee while watching dolphins and manatees glide by, or a charming front patio surrounded by lush tropical landscaping. Love to fish? Cast a line right from your backyard. The oversized carport includes convenient beach storage, making it easy to keep your bikes, paddleboards, fishing gear, and all your coastal essentials organized. Just steps from the sparkling bayfront community pool, you'll enjoy breathtaking water views while soaking up the Florida sunshine. When you're ready to explore, take a short walk or bike ride to the sugar-white sands of Indian Rocks Beach, local restaurants, coffee shops, parks, and charming boutiques. Whether you're searching for a full-time residence, a weekend escape, or an investment in one of Pinellas County's most beloved beach communities, this move-in-ready waterfront gem offers the perfect combination of style, comfort, and an unbeatable coastal lifestyle.

1 Windrush Boulevard Unit 63, Indian Rocks Beach
1 Windrush Boulevard Unit 37, Indian Rocks Beach
$274,900
1 Beds ⋅ 1 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code
Completely reimagined from top to bottom, this stunning first-floor one-bedroom, one-bath condo offers the perfect blend of modern design and effortless coastal living. Every inch has been thoughtfully renovated, creating a truly move-in-ready home with stylish finishes and exceptional attention to detail. The bright, open floor plan is complemented by a beautifully updated kitchen, inside laundry, new flooring, modern lighting, and designer touches throughout.Located in the heart of Indian Rocks Beach, you’ll enjoy the convenience of first-floor living just moments from the Gulf’s white sandy beaches, local restaurants, shops, and parks. Whether you’re looking for a full-time residence, a vacation getaway, or an investment property. Move in, relax, and experience the best of Indian Rocks Beach.

1 Windrush Boulevard Unit 37, Indian Rocks Beach
19417 Gulf Boulevard Unit F107, Indian Rocks Beach
$385,000
1 Beds ⋅ 1 Baths ⋅ Barefoot Beach Resort Of Indian Shores SubDv. ⋅ 33785 Zip Code
Resort-Style Living on the Intracoastal. Welcome to this Coastal Gem! A beautifully maintained 1 bedroom, 1 bathroom ground-floor condo/hotel ideally located on the Intracoastal Waterway in the heart of Indian Shores. Offered fully furnished and move-in ready, this turnkey residence features tile flooring throughout, stainless steel appliances, and an additional bonus room with windows, ideal as a sunroom, or a quiet retreat. Step outside to a semi private fenced shell yard perfect for casual entertaining. This sought-after community has no rental restrictions, allowing minimum one-night stays, making it an excellent short-term rental or investment opportunity, as well as a wonderful option for full-time coastal living. Unit sleeps 6 comfortably. Community amenities include a heated waterfront pool, sundeck, clubhouse, fishing dock, and boat slips available for purchase or rent if available. Enjoy the convenience of deeded beach access just across Gulf Boulevard, easy transportation via the Suncoast Trolley, and close proximity to popular restaurants, shops, and local attractions. The first-floor location offers easy access with no stairs and quick enjoyment of all community amenities. Whether you’re seeking a turnkey vacation rental, a weekend escape, or a primary residence, this fully furnished Intracoastal waterfront condo community delivers the best of Indian Shores living.

19417 Gulf Boulevard Unit F107, Indian Rocks Beach
314 Windrush Boulevard Unit 12, Indian Rocks Beach
$400,000
2 Beds ⋅ 3 Baths ⋅ Indian Cove Condo SubDv. ⋅ 33785 Zip Code
PRICE IMPROVEMENT **** Welcome to effortless coastal living in the heart of Indian Rocks Beach at Indian Cove Condominiums. This beautifully maintained, fully furnished, turnkey 3-story condo that lives like a townhome offers 2 bedrooms, 2.5 bathrooms, an oversized 1-car garage, two private balconies, and convenient access to the community pool just steps from your front door. Perfectly blending beachside charm with low-maintenance living, this home is ideally located just a short walk or quick golf cart ride to the public beach access and the white sand beaches of the Gulf of Mexico. For added flexibility and investment potential, 2-week short-term rentals are also permitted. The first floor features an oversized garage with room for both a car and golf cart, plus plenty of additional storage for beach gear, bikes, fishing equipment, and even a rack for paddleboards and water toys. Also located on the first level is a versatile flex space [located in the FEMA, un-insured but air conditioned space] with direct access to the community pool, creating endless opportunities for entertaining, hosting guests, a game room, home gym, office, or additional lounge space after a day at the beach. Upstairs on the main living level, you are welcomed by an open-concept kitchen, dining, and living area filled with natural light and relaxed coastal vibes throughout. The updated kitchen features granite countertops, stainless steel appliances, a stylish subway tile backsplash, and a conveniently located half bathroom nearby. The spacious living and dining areas flow seamlessly to a private balcony, creating the perfect setting to relax or entertain while enjoying the coastal breeze. On the third floor are both bedrooms, each offering comfortable carpet flooring and privacy from the main living areas. The primary suite features its own private balcony and an updated ensuite bathroom complete with a large single vanity and beautifully updated tile shower with glass enclosure. The secondary bedroom is perfect for guests or family and is conveniently located next to the updated secondary bathroom featuring a single vanity and shower/tub combination. Also located on this floor is an oversized laundry room with abundant storage and functionality. This condo offers the perfect blend of comfort, convenience, and easy coastal living. The HOA carries the flood insurance and master building insurance policy, leaving owners responsible for only a walls-in policy for added peace of mind. Conveniently located near locally loved restaurants like Salt Rock Grill, shops, parks, boating, fishing, and everything Indian Rocks Beach has to offer, this property also provides easy access to Clearwater Beach, downtown St. Petersburg, Tampa, and Tampa International Airport. Whether you are searching for a full-time residence, vacation getaway, or investment opportunity, this coastal retreat delivers the ideal Florida beach lifestyle.

314 Windrush Boulevard Unit 12, Indian Rocks Beach
Indian Rocks Beach
$324,900
2 Beds ⋅ 2 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code
Recently remodeled Two Bedroom, Two Bathroom Condominium with new Air-conditioner, water heater, dishwasher, refrigerator, range and much more located in Indian Rocks Beach. Indian Rocks Beach feels like one of those rare places where everyday life quietly turns into something special. Tucked along the Gulf Coast, it offers that soft, powdery sand and warm, gentle waves people travel hours—or even fly across the country—to experience. Living here means your “after work routine” could be a barefoot walk along the shoreline while the sky melts into shades of orange and pink. What makes it especially lucky is the balance it strikes. You get the beauty and calm of a beach town without the overwhelming crowds of bigger destinations. There’s a relaxed, neighborly atmosphere—morning coffee spots where people recognize each other, local seafood joints serving fresh catches, and a pace of life that encourages you to slow down and actually enjoy where you are. Nature is always right in front of you. Dolphins are a common sight just offshore, pelicans glide overhead, and the Gulf’s rhythm becomes part of your daily background. Even errands feel lighter when they’re done under blue skies with salty air. At the same time, you’re not isolated. Larger hubs like Clearwater and St. Petersburg are just a short drive away, so you have easy access to restaurants, culture, and entertainment whenever you want it.

Indian Rocks Beach
1 Windrush Boulevard Unit 24, Indian Rocks Beach
$329,000
2 Beds ⋅ 2 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code
* Back on the market after recent renovation!!! Check out this very nice second floor condo in this intracoastal community in Indian Rocks Beach area. This beautiful unit has just been enhanced with a brand new renovation that includes new light gray paint throughout along with a very nice new laminate floor in the living room area. All of the ceilings have also been renovated and painted. This unit is close to the clubhouse which has a beautiful pool area right on the intracoastal waterway for great relaxation! The front balcony area opens into a nice dining area followed by a fireplace in the living room. In the kitchen area closet you will find a conveniently placed stacked washer and dryer along with renovated white cabinets and nice appliances. The refrigerator was new in 2022 and the AC condenser and air handler were both replaced in 2025. The 2 bedrooms have nice laminate flooring and ceiling fans. This condo features all new windows and had NO flood or wind damage during the hurricane season of 2024. You will love the close walk to the beach from this complex and enjoy great views of the intracoastal waterway from the pool area. Come take a look at this beautiful place!

1 Windrush Boulevard Unit 24, Indian Rocks Beach
1 Windrush Boulevard Unit 87, Indian Rocks Beach
$299,900
3 Beds ⋅ 2 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code
Virtually Staged. Experience coastal living at its finest in this rarely available, ground-floor corner condo located in the well appreciated Intracoastal community of Windrush Cove. This thoughtfully updated 3-bedroom, 2-bathroom residence offers a bright, open-concept layout designed for both relaxation and effortless entertaining. The interior features a spacious living room centered around a cozy fireplace, with sliding glass doors that lead to a serene sunroom. The updated kitchen and dining area also boast direct outdoor access, creating a seamless indoor-outdoor flow perfect for hosting guests. Enjoy the convenience of the covered parking carport and a prime location near the powdery sands of the Gulf. Residents are close to the vibrant restaurants, entertainment, and nightlife of Indian Rocks Beach. Whether you are looking for a full-time residence or a seasonal retreat, this turnkey property is a rare find in a highly sought-after community. A few photos were virtually staged to highlight layout and design possibilities.

1 Windrush Boulevard Unit 87, Indian Rocks Beach
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